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eCommerce web development: How Does a Payment Gateway Work?

13/08/2013 11:57

You may have heard that integrating the Payment Gateway to an ecommerce website is a very important development step. Payment Gateway is run by software and it allows the customers to make payments through bank cards online. Shopping carts and payment gateway are two things an ecommerce store can’t do without. Other features of the Payment Gateway include:

 

  • Encrypting private data as well as data related to the payment process.
  • Carrying out a string of communication between the banks, customers and your business.
  • Authorizes payments.
  • Some Payment Gateways also have option to calculate handling cost, sales tax and shipping rates.
  • Advanced Payment Gateways also have fraud detection tools.

 

As you can see the Payment Gateways are filled with features that are quintessential for the smooth running of an ecommerce website. Payment Gateway integration is held as an important stage in ecommerce website development. Popular software such as PayPal and Google Direct may be used, or you may opt for personalized Payment Gateway software. As any ecommerce website developer would suggest: it is important for you to learn just how a Payment Gateway works. So, below working of the Payment Gateway is explained in a step by step process:

 

  • Process initiates when a customer buys products from website through phone or online order.
  • There is a SSL (Secure Socket Layer) used to scramble all the information put in by the customer.
  • The information put in by the customer is kept safe with the website administrators.
  • This request is sent to the bank.
  • The request is next forwarded to the card association such as American Express, MasterCard, etc.
  • The card association then forwards the particular transaction information to the concerned bank.
  • Bank checks whether the person has sufficient balance in his/her account.
  • There is an authorization code sent by the bank to the card association.
  • This code is then sent to the business through the Payment Gateway. The money is funded to the company’s bank account.

 

All these set of complicated steps are integrated by software named Payment Gateway. It is no wonder then that in ecommerce website development implementation of Payment Gateway takes a significant while. 

How Internet Marketing Consulting Helps a Business Grow

05/08/2013 09:51

If you happened to be using the Internet for branding or promotion purposes in the early 2000s then getting known was a simple task. There were not many reputed brands online. But the popularity of Internet on a whole and online marketing in specific has led to stiff competition for business online. Search engines are filled with websites from similar niches. All of them want to be seen and visited by prospective customers. As you can understand the task is daunting. To get to the top of search engine results online promotion specialists are using various tools, some are utilizing SEO strategies while others are plunging into SMM. For a business owner it is not possible to learn and later select the best course of action. To be frank suggesting a plan for online promotion requires in-depth analysis which is quite time consuming. This is the reason businesses are relying heavily upon Internet marketing consulting services.

 

The companies offering Internet marketing consulting services have a host of experienced online marketers who are masters at analyzing a business and its scopes in the online world. They have an idea about the pros and cons of all online marketing tools. Though there are numerous marketing tools but the results always vary one business to the other. Success of an Internet marketing strategy depends largely upon the product/service, its target customer group, demography and many other factors.

 

PPC campaign is one of the modes to promote a company online. With the help of this you can advertise your services/products alongside search results. But the costs of this online promotion tool is significant, so companies with small capital may not be able to use PPC campaign for their online marketing campaign. On the other hand social media marketing is a great way to build rapport with the customers. Such a tool can enhance your online prospects. Social media is used by the hospitality and real estate sectors and there are specific reasons. Both these sectors rely heavily upon word of mouth sales. As the experts from Internet marketing consulting services will tell you when looking for word of the mouth sales SMM is the best tool.

 

In short Internet marketing consulting services give the proper direction to your online marketing efforts and give you an edge over the competitors.

 

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